You can be too prepared

If you have young children, who are busy writing their Christmas wish lists.

Here is some free advice.

Don’t look at them yet!

It can be hard, as shops are pushing the sales stuff harder and harder, earlier and earlier each year, but I don’t want you to get caught out like we have in the past.

You have not really saved, if your child no longer wants what you have bought them.

Saying that, I have already been and bought some gifts, my eldest has even wrapped some up!

How early do you start to prepare for Christmas?